Income-oriented investors have had a difficult environment for several years as persistently low interest rates have pressured traditional sources of yield. By broadening their search criteria, investors may uncover new ways to diversify their income portfolios with potentially more attractiveRead More >
Blog
Tax-Free Income with Municipal Bonds
Municipal bond issues are a very popular way to earn tax-free income. Municipal bonds (also known as “munis”) are fixed-income investments that may provide higher after-tax returns than similar taxable corporate or government issues depending on your specific tax situation.Read More >
Considering a Home Equity Loan?
The Federal Reserve has set the wheels in motion and for the first time in nearly a decade, interest rates are on an upward trajectory. The initial hike was a modest one quarter of one percentage point — not aRead More >
The Charitable IRA Transfer
In December 2015, President Obama signed into law the “Protecting Americans From Tax Hikes Act of 2015.” This new ruling made permanent many tax breaks that had been dubbed “extenders” as taxpayers would have to wait — typically until theRead More >
Wealth Transfer in a Low-rate Environment
For those fortunate few individuals whose personal wealth exceeds the current estate-tax exemption threshold — $5.43 million for 2015 rising to $5.45 million for 2016 — today’s historically low interest rate environment offers potentially powerful wealth transfer opportunities. Low interestRead More >
How Might Rising Interest Rates Affect Your Stock Investments?
The Federal Reserve’s actions can have a marked influence on the economy and financial markets. For instance, some market analysts believe that the Fed’s massive, multi-year bond-buying program coupled with a record-setting period of near-zero interest rates fueled the six-yearRead More >
Budget Deal Affects Social Security Options
On Monday, November 2, President Obama signed into law H.R. 1314, the “Bipartisan Budget Act of 2015.” One significant byproduct of the legislation is the elimination and/or curbing of two Social Security filing strategies that two-income married couples may haveRead More >
Cost of Living Adjustments for 2016
The IRS has released the cost-of-living adjustments (COLA) affecting dollar limitations for Individual Retirement Accounts (IRAs), defined contribution and other retirement-related items for tax year 2016. In general, most limits will remain unchanged for 2016 because the increase in theRead More >
Three Year-end Tax Reduction Tips
Three Year-end Tax Reduction Tips Even though April 15 now seems a distant deadline for filing your 2015 tax returns, in order to take advantage of some of the biggest tax reduction strategies, you have to act before the endRead More >
Community Involvement
Resonance Financial proudly served as the Flagship Sponsor of the Steiner Ranch Concert in the Park event this year. Proceeds from the event benefitted the Leander Independent School District. Resonance Financial donated $2,000 in cash along with hundreds of dollars in prizesRead More >