We are 100% fee-only with no commissions or other compensation generated from the advice we give or the investment decisions we make.

We never have custody of client assets.  We work with Charles Schwab, who acts as custodian for our clients’ accounts.  Your assets will be safely held in individual accounts in your name.  You receive confirmations from the custodian on all transactions, have online access to your accounts, and receive paper or electronic statements